Diane Birk

Love Where You Live.......Real Estate in Vancouver

A mortgage pre-approval can be an important part of your pathway to building wealth, giving you a real-world picture of your options: that is, your opportunities as well as your limitations.


A mortgage preapproval will tell you how much you qualify for (you may be pleasantly surprised), what your mortgage payments will be, and you’ll get an interest rate that will be held for a specific time period,...

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I have sold a property at 408 4355 10TH AVE W in Vancouver.
Don't miss this beautiful penthouse suite with 10' ceilings at upscale Iron & Whyte by Mosaic. North facing unit with approximately 200 square foot balcony to enjoy the outstanding views of Burrard Inlet, North Shore mountains & the city. 2 bedrooms, 2 baths & a flex space in 1,094 square feet. Open plan gourmet...
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Roof - You don’t need to climb up there yourself; with binoculars and a keen eye, you can probably spot trouble. Do you see any shingle-shift, suggesting that some fasteners may have failed and need replacing? Any cracked or missing shingles? What about nail-pops? All will need to be addressed to keep your roof at peak performance. If you notice and deficiencies call a professional roofer to conduct...

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The BC Home Owner Mortgage and Equity (HOME) Partnership program will come to an end on March 31, 2018, due to its low participation rate.

 

Applications received by March 31, 2018, will be considered for approval. Current program recipients will not be affected.

 

When the program was introduced, it was anticipated it would provide 42,000 loans over a three-year period. However, as of January...

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I have sold a property at 2601 651 NOOTKA WAY in Port Moody.
SAHALEE - Located on the 26th floor & boasting the most beautiful panoramic view of water, mountains & city. The gourmet kitchen enjoys a scenic view, S/S appliances, granite counter-tops. Unit has 2 bedrooms, 2 full baths, an open layout, fireplace & a large balcony over 100 sqft. The complex has the Canoe Club,...
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I have sold a property at 2314 ONTARIO ST in Vancouver.
Convenient, central location close to Main/Broadway corridors, Transit, shopping/restaurants, Olympic Village, Seawall, Mount Pleasant & Creekside community centres. Non-conforming use - Industrial zoning - refer to COV Planning Department for Permitted uses. Dwelling unit mostly original condition. All showings by appointment...
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It’s easy to get caught up in home buying frenzy and just focus on finding that perfect home. During all that excitement, be sure to take some time to get acquainted with a few key terms. Here are the four types of insurance you’ll encounter.


HIGH-RATIO MORTGAGE INSURANCE
If your downpayment is between 5% and 20%, you are required to have “high-ratio mortgage insurance”. This...

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I have sold a property at 54 8415 CUMBERLAND PL in Burnaby.
Desirable "Ashcombe", in a family oriented neighbourhood! Spacious 2 level townhome features 2 large bedroom, 2.5 baths and a tandem garage. 9' ceilings on the main floor, open floor plan living, dining areas, kitchen & powder room. Central location, next to Robert Burnaby Park, SFU, transit & shopping. Walking distance...
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I have sold a property at 201 200 KLAHANIE DR in Port Moody.
Move in before the New Year! Imagine living in the heartbeat of Port Moody - get into nature at Rocky Point, jump on the Skytrain or Westcoast Express to the City, sipping coffee, dining and shopping at Suter Brook or Newport Villages! Everything you need is a short stroll away. A great starter and long term investment as...
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I have sold a property at 315 1545 2ND AVE E in Vancouver.
FOUND: In the heart of "The Drive" - Modern, just under 30K tastefully and entirely updated unit - Kitch w/ all new appliances, cabinets, and quartz counter - Bathroom has a frameless glass door, huge rainshower with glass tiles, new toilet, and cabinet - South facing top floor with 10.5' vaulted ceiling - Open concept kitchen...
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The Bank of Canada announced today that it is holding the overnight rate steady after raising it twice this past summer. The Bank noted that the recent strength of the Canadian dollar has slowed inflation and export growth, and that there is “substantial uncertainty” around geopolitical developments and the renegotiation of NAFTA. The Bank has therefore deemed that “the current stance...

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Effective January 1, 2018, home buyers who don’t require mortgage insurance — those with a down payment of 20 per cent or more — must qualify for their mortgage at a higher rate.

 

This new stress test won’t apply to people renewing their uninsured mortgage.

 

Canada’s Office of the Superintendent of Financial Institutions (OSFI) announced these rule changes today....

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I have sold a property at 3 218 CAMATA ST in New Westminster.
Beautiful, like-new 3 Bed., 2 Bath Craftsman-style Townhouse at "Canoe" in Port Royal Village. Chef-inspired kitchen features gas stove, stainless appliances, quartz counters, over-height cabinets for maximum storage. Will easily accommodate an island, or casual dining. Large sundeck off the kitchen is perfect for BBQ & lounging...
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I have sold a property at 1001 400 CAPILANO RD in Port Moody.
Welcome to ARIA 2 at Suterbrook, the highly sought-after master planned community in the heart of Port Moody! This fantastic 10th floor unit is spacious and bright, and features wall to wall windows, over-height ceilings, a balcony, an electric fireplace, granite countertops, stainless steel appliances, insuite laundry, and...
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I have sold a property at 305 300 KLAHANIE DR in Port Moody.
ABSOLUTELY FABULOUS 2 bedroom 2 bathroom condo. OPEN FLOOR PLAN. The kitchen has a gas stove, stainless fridge, & tiled back splash. Master bedroom has a 5 piece ensuite with a soaker tub & a huge walk-in closet. 3 piece main bathroom with a walk-in shower. Hardwood flooring throughout the main living area. Electric...
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I have sold a property at 306 688 12th AVE W in Vancouver.
Welcome to Connaught Gardens. Highly desirable in every way. The location second to none situated on the Canada Line and steps from all the amenities at City Square and Cambie St. The fully remediated building is impeccably maintained and managed. The south facing big bright two bedroom suite is beautifully renovated with newer...
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I have sold a property at 311 1445 MARPOLE AVE in Vancouver.
This home is an absolute gem in the heart of Vancouver– 582 sq. ft, 1 bedroom at The Hycroft Towers. Open concept Original hardwood. Freshly painted. Treed outlook. Entertainment sized rooftop deck presents panoramic views of Vancouver. No dogs. 1 cat is allowed. No Rentals. Can’t beat this location. Central to...
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I have sold a property at 113 211 3RD ST W in North Vancouver.
Attention first time buyers or investors! Great value 1 bedroom apartment in a rental friendly Lower Lonsdale building. Offering a over 700 sq/ft suite with a galley kitchen, dining room/eating area, and a bright, spacious living room with sliders to a balcony. Featuring an updated bathroom and a house sized 14’ x...
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I have sold a property at 315 3777 8TH AVE W in Vancouver.
Welcome to The CUMBERLAND, designed for living! Luxurious space allows you to bring your treasured house-sized furnishings. The massive living room features hardwood flooring & gas fireplace, with views to the lush courtyard gardens. Walk onto the balcony from the separate dining room or kitchen nook. The eat-in kitchen features...
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When you find the condo or house of your dreams and want to make an offer, do you need a financing condition? Unless you can pay cash for the home, then yes you do. That little phrase – “conditional on financing” – is an important protection for buyers.

 

When an offer to purchase is made “conditional on financing”, we gain the time needed i.e. 3 to 5 days to...

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Diane Birk
Office: 604-408-9311
Fax: 604-408-6648